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Dental Insurance

Dental care is one of the most popular employee benefits and assists employers to attract and retain valuable employees. The WRLA program allows for a variety of combinations of benefit levels, deductibles or co-insurance levels in order to meet the needs of each WRLA member. Some group size restrictions apply.

The WRLA program includes dental insurance based on a 'building block' approach:

1. Basic and Preventative Plan. This includes regular dental check-ups, cleanings, extractions and fillings. Endodontic treatment (root canal) and periodontal treatment (gum disease) are covered at the basic level as well.
2. Major Restorative may be added and this covers crowns and bridgework.
3. Orthodontic coverage is also available.

Some of the most common features of Dental Insurance programs include:

  • 24-Month Survivor benefit clause which allows dependent family members of a deceased employee to continue dental insurance coverage (premiums are waived during this period)
  • Coverage terminates at age 70 or retirement

Dental Insurance Rates

Plans can be designed with various deductibles, levels of coinsurance, and annual maximums.

Each plan design feature will create different pricing options for each member group. The WRLA program allows for high quality dental coverage at an affordable cost. Some group size restrictions apply.

Note: This summary is intended to provide a brief description of the benefits available under the WRLA group insurance program. This material does not create or confer any rights. The exact terms and conditions of your benefits are outlined in the applicable group benefits agreements or policies. Some restrictions and/or limitations may apply to all benefits mentioned above. Please contact the WRLA or Morneau Shepell for full details.

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If you have any further questions, please contact us; we'll be glad to help you.

Last updated on:  June 1, 2012  Page: 

This information is not intended for use without professional advice. While we have attempted to make this site as accurate as possible, it is only a summary. For more information, see our disclaimer.

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